Stop typing
your expenses.
Just speak it — “coffee at Starbucks four-fifty.” On iPhone 15 Pro and later, Expendy understands you entirely on-device with Apple Intelligence. It works in airplane mode, and your words never leave your phone.
Talk. Tap. Done.
The whole loop fits in the time it takes to put your phone away. Most apps ask you to fill out a form. Expendy asks you to say one sentence.
Hold the mic, just speak
Natural language — “groceries forty-two fifty”, “Uber home eighteen dollars”, “rent twenty-eight hundred.” Speech runs on-device.
AI categorizes instantly
Amount, merchant, and category — pulled out the moment you stop talking. Each voice entry shows the mic icon in history.
See where it goes
Daily, weekly, monthly breakdowns. Category split that finally answers “where did this month go?”
Pro touches techies notice.
Built like an indie app should be: no analytics SDKs, no third-party trackers, no “sync to the cloud” you didn’t ask for.
CSV export — your data, always
One tap, full history out. Take it to your accountant, your tax software, or your spreadsheet of choice. No subscription required to leave.
Budget bar with early alerts
Pings you at 75% and 90% — before the month surprises you.
Recurring expenses
Bills and subscriptions auto-log on schedule. You don’t have to remember.
Pro unlocks the deep cuts
Unlimited voice logs, subscription detection, custom categories. Cancel from Settings any time.
On-device, even in airplane mode
On iPhone 15 Pro and later, your voice is understood entirely on-device with Apple Intelligence — no signal needed, nothing uploaded. Start with no account at all; your expenses live on your phone.
Edit by talking, too
Misheard “four fifty” as “fourteen fifty”? Tap the entry, speak the correction, done.
Siri Shortcuts
“Hey Siri, add expense in Expendy” — log without ever opening the app.
Bills tracker
Never miss a due date. Recurring rent, utilities, that one subscription you forgot — all on schedule.
Your words never leave your phone.
On iPhone 15 Pro and later, every voice transcription and every parse happens entirely on-device with Apple Intelligence — even in airplane mode. Your expenses are stored locally in SwiftData. No account is required to start, and we ship no analytics SDKs or third-party trackers.
- On-device voice parsing on iPhone 15 Pro and later
- No account required — start logging in seconds
- No analytics SDKs, no cross-app tracking
- Optional iCloud / account sync — only if you turn it on
Expend less time tracking.
Spend more time living.
Free to download. Three-day trial on Pro. Weekly or yearly — cancel anytime from Settings.